Microsoft’s Windows App needs a host your PC may not have
Microsoft does ship a free, polished RDP client for macOS — the Windows App, the renamed Microsoft Remote Desktop. The client is not the problem. The host is: built-in Remote Desktop hosting exists only on Windows Pro, Enterprise, and Education, so a PC running Windows Home cannot accept an RDP connection at all — the option is simply missing from Settings.
That leaves Home users staring at a $99 Pro upgrade for what amounts to one toggle, or at registry patches that break with feature updates. The Windows 11 Home guide walks through the usual workarounds and why most of them age badly.